UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): July 2, 2026

REINSURANCE GROUP OF AMERICA, INCORPORATED

(Exact Name of Registrant as Specified in its Charter)

16600 Swingley Ridge Road, Chesterfield, Missouri 63017

(Address of Principal Executive Offices, and Zip Code)

Registrant’s telephone number, including area code: (636) 736-7000

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Securities registered pursuant to Section 12(b) of the Act:

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter):

☐ Emerging growth company

☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

As previously reported on Form 8-K, effective June 22, 2026, Laura Cockrill was appointed as Executive Vice President and Chief Financial Officer of Reinsurance Group of America, Incorporated (the “Company”). Ms. Cockrill previously served as the Company’s Chief Strategy Officer.

On July 2, 2026, the Human Capital and Compensation Committee of the Company’s Board of Directors (the “Committee”) approved adjustments to Ms. Cockrill’s compensation. Ms. Cockrill’s annual base salary was increased to $650,000, and her Annual Bonus Plan target was increased to 175% of base salary. In addition, Ms. Cockrill’s target grant value for long-term incentive (“LTI”) awards was increased to 300% of her base salary. Any LTI awards to be granted to Ms. Cockrill will be granted in 2027 in the form, and upon terms and conditions, approved by the Committee at that time.

Ms. Cockrill was awarded a retention bonus of $1,000,000, approved by the Committee, prior to her appointment as Executive Vice President and Chief Financial Officer. The retention bonus will be paid out in three tranches, in accordance with its terms, as follows: $200,000 in April of 2027, $300,000 in April of 2028, and $500,000 in April of 2029.

(d) Exhibits. The following documents are filed as exhibits to this report:

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.