================================================================================ SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ---------- SCHEDULE 13D UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 12)* ---------- REINSURANCE GROUP OF AMERICA, INCORPORATED (NAME OF ISSUER) COMMON STOCK, PAR VALUE $0.01 PER SHARE (TITLE OF CLASS OF SECURITIES) 759351109 (CUSIP NUMBER) ---------- GWENN L. CARR METLIFE, INC. 1 METLIFE PLAZA 27-01 QUEENS PLAZA NORTH LONG ISLAND CITY, NEW YORK 11101 (212) 578-2211 (NAME, ADDRESS AND TELEPHONE NUMBER OF PERSON AUTHORIZED TO RECEIVE NOTICES AND COMMUNICATIONS) ---------- APRIL 22, 2005 (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) If the filing person has previously filed a statement on Schedule 13G to report the acquisition which is the subject of this Schedule 13D, and is filing this schedule because of Rule 13d-1(e), 13d-1(f) or 13d-1(g), check the following box. [ ] NOTE: Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See Rule 13d-7 for other parties to whom copies are to be sent. - --------- * The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page. The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). ================================================================================ Page 1 of 14
- ----------------------- ----------------------- CUSIP NO. 759351109 SCHEDULE 13D PAGE 2 OF 14 - ----------------------- ----------------------- - -------------------------------------------------------------------------------- 1 NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) MetLife, Inc. 13-407581 - -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [_] (See Instructions) (b) [_] - -------------------------------------------------------------------------------- 3 SEC USE ONLY - -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS (See Instructions) Not Applicable - -------------------------------------------------------------------------------- 5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e) [_] - -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION Delaware - -------------------------------------------------------------------------------- NUMBER OF 7 SOLE VOTING POWER SHARES None BENEFICIALLY ------------------------------------------------------- OWNED BY 8 SHARED VOTING POWER EACH 32,243,539 REPORTING ------------------------------------------------------- PERSON WITH 9 SOLE DISPOSITIVE POWER None ------------------------------------------------------- 10 SHARED DISPOSITIVE POWER 32,243,539 - -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 32,243,539 - -------------------------------------------------------------------------------- 12 CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (See Instructions) [_] - -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 51.5%* - -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON (See Instructions) HC - -------------------------------------------------------------------------------- * This percentage is based upon 62,614,355 Shares issued and outstanding as of March 31, 2005 as reported to the Filing Parties by RGA.
- ----------------------- ----------------------- CUSIP NO. 759351109 SCHEDULE 13D PAGE 3 OF 14 - ----------------------- ----------------------- - -------------------------------------------------------------------------------- 1 NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) Metropolitan Life Insurance Company 13-5581829 - -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [_] (See Instructions) (b) [_] - -------------------------------------------------------------------------------- 3 SEC USE ONLY - -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS (See Instructions) Not Applicable - -------------------------------------------------------------------------------- 5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e) [_] - -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION New York - -------------------------------------------------------------------------------- NUMBER OF 7 SOLE VOTING POWER SHARES None BENEFICIALLY ------------------------------------------------------- OWNED BY 8 SHARED VOTING POWER EACH 32,243,539 REPORTING ------------------------------------------------------- PERSON WITH 9 SOLE DISPOSITIVE POWER None ------------------------------------------------------- 10 SHARED DISPOSITIVE POWER 32,243,539 - -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 32,243,539 - -------------------------------------------------------------------------------- 12 CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (See Instructions) [_] - -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 51.5%* - -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON (See Instructions) IC - -------------------------------------------------------------------------------- * This percentage is based upon 62,614,355 Shares issued and outstanding as of March 31, 2005 as reported to the Filing Parties by RGA.
- ----------------------- ----------------------- CUSIP NO. 759351109 SCHEDULE 13D PAGE 4 OF 14 - ----------------------- ----------------------- - -------------------------------------------------------------------------------- 1 NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) GenAmerica Financial, LLC 43-1779470 - -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [_] (See Instructions) (b) [_] - -------------------------------------------------------------------------------- 3 SEC USE ONLY - -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS (See Instructions) Not Applicable - -------------------------------------------------------------------------------- 5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e) [_] - -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION Delaware - -------------------------------------------------------------------------------- NUMBER OF 7 SOLE VOTING POWER SHARES None BENEFICIALLY ------------------------------------------------------- OWNED BY 8 SHARED VOTING POWER EACH 32,243,539 REPORTING ------------------------------------------------------- PERSON WITH 9 SOLE DISPOSITIVE POWER None ------------------------------------------------------- 10 SHARED DISPOSITIVE POWER 32,243,539 - -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 32,243,539 - -------------------------------------------------------------------------------- 12 CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (See Instructions) [_] - -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 51.5%* - -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON (See Instructions) HC, CO - -------------------------------------------------------------------------------- * This percentage is based upon 62,614,355 Shares issued and outstanding as of March 31, 2005 as reported to the Filing Parties by RGA.
- ----------------------- ----------------------- CUSIP NO. 759351109 SCHEDULE 13D PAGE 5 OF 14 - ----------------------- ----------------------- - -------------------------------------------------------------------------------- 1 NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) General American Life Insurance Company 43-0285930 - -------------------------------------------------------------------------------- 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (See (a) [ ] Instructions) (b) [ ] - -------------------------------------------------------------------------------- 3 SEC USE ONLY - -------------------------------------------------------------------------------- 4 SOURCE OF FUNDS (See Instructions) Not Applicable - -------------------------------------------------------------------------------- 5 CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e) [ ] - -------------------------------------------------------------------------------- 6 CITIZENSHIP OR PLACE OF ORGANIZATION Missouri - -------------------------------------------------------------------------------- NUMBER OF 7 SOLE VOTING POWER SHARES None BENEFICIALLY ------------------------------------------------------- OWNED BY 8 SHARED VOTING POWER EACH 32,243,539 REPORTING ------------------------------------------------------- PERSON WITH 9 SOLE DISPOSITIVE POWER None ------------------------------------------------------- 10 SHARED DISPOSITIVE POWER 32,243,539 - -------------------------------------------------------------------------------- 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 32,243,539 - -------------------------------------------------------------------------------- 12 CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (See Instructions) [ ] - -------------------------------------------------------------------------------- 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 51.5%* - -------------------------------------------------------------------------------- 14 TYPE OF REPORTING PERSON (See Instructions) IC - -------------------------------------------------------------------------------- * This percentage is based upon 62,614,355 Shares issued and outstanding as of March 31, 2005 as reported to the Filing Parties by RGA.
Page 6 of 14 This Statement amends the Schedule 13D Statement, as amended, of (i) MetLife, Inc. ("MLINC"), (ii) Metropolitan Life Insurance Company, a wholly owned subsidiary of MLINC ("MetLife"), (iii) GenAmerica Financial, LLC, a wholly owned subsidiary of MetLife ("GenAm Financial"), and (iv) General American Life Insurance Company, a wholly owned subsidiary of GenAm Financial ("GenAm Life"), in respect of shares of common stock, par value $0.01 per share ("Shares"), of Reinsurance Group of America, Incorporated, a Missouri corporation ("RGA"), as follows: ITEM 4. PURPOSE OF TRANSACTION Item 4 is hereby amended by replacing the penultimate paragraph thereof with the following: "As previously disclosed, the Filing Parties continuously evaluate RGA's businesses and prospects, alternative investment opportunities and other factors deemed relevant in determining whether additional Shares will be acquired by any of the Filing Parties or whether any of the Filing Parties will dispose of Shares. At any time, depending on market conditions, the trading prices for Shares, the actions taken by the board of directors of RGA, alternative investment opportunities and the outlook for RGA, one or more of the Filing Parties may acquire additional Shares or may dispose of some or all of the Shares beneficially owned by such Filing Party, in either case in the open market, in privately negotiated transactions or otherwise. In this connection, MLINC publicly announced on January 31, 2005 that, in connection with an unrelated acquisition, it would consider financing that acquisition in part with the proceeds of selected asset sales, including some or all of the Shares beneficially owned by the Filing Parties. On April 22, 2005, MLINC publicly announced that it is no longer considering selling some or all of the Shares beneficially owned by the Filing Parties for the purpose of financing the acquisition." ITEM 5. INTEREST IN SECURITIES OF THE ISSUER Item 5 is hereby amended by replacing the first sentence of the first paragraph of Item 5(a) and (b) with the following: "(a) and (b). As of April 22, 2005, each of the Filing Parties beneficially owned 32,243,539 Shares, or approximately 51.5 percent of the outstanding Shares."
Page 7 of 14 Item 5 is hereby further amended by replacing the second paragraph of Item 5(a) and (b) with the following: "The following information in this paragraph is to the best knowledge of the Filing Parties. As of April 22, 2005, A. Greig Woodring, President and Chief Executive Officer and Director of RGA and Executive Vice President of GenAm Life, beneficially owned 44,117 Shares and had sole voting and dispositive power with respect to such Shares. Mr. Woodring also has the right to acquire beneficial ownership of 272,369 shares through the exercise of options that are currently vested or will vest within 60 days after April 22, 2005." Item 5 is hereby further amended by replacing the last paragraph of Item 5(a) and (b) with the following: "The percentage amounts set forth in this Item 5 are based upon 62,614,355 Shares issued and outstanding as of March 31, 2005 as reported to the Filing Parties by RGA." ITEM 7. MATERIAL TO BE FILED AS EXHIBITS. Item 7 is hereby amended by amending and supplementing the exhibits as follows: Exhibit No. Description - ----------- ----------- 1 Directors and Executive Officers of Filing Parties 9 Agreement Required for Joint Filing under Rule 13d-1(k)(1)
Page 8 of 14 After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. April 25, 2005 METLIFE, INC. By: /s/ Anthony J. Williamson ------------------------------------------- Name: Anthony J. Williamson Title: Senior Vice-President and Treasurer METROPOLITAN LIFE INSURANCE COMPANY By: /s/ Anthony J. Williamson ------------------------------------------- Name: Anthony J. Williamson Title: Senior Vice-President and Treasurer GENAMERICA FINANCIAL, LLC By: Metropolitan Life Insurance Company, its Manager By: /s/ Anthony J. Williamson ------------------------------------------- Name: Anthony J. Williamson Title: Senior Vice-President and Treasurer GENERAL AMERICAN LIFE INSURANCE COMPANY By: /s/ Anthony J. Williamson ------------------------------------------ Name: Anthony J. Williamson Title: Senior Vice-President and Treasurer
Page 9 of 14 EXHIBIT 1 DIRECTORS AND EXECUTIVE OFFICERS OF THE FILING PARTIES Set forth below is the name and present principal occupation or employment of each director and executive officer of MLINC and MetLife. MLINC is a holding company and MetLife is an insurance company. The principal business address of MLINC and MetLife is 200 Park Avenue, New York, NY 10166-0188. Unless otherwise noted, the business address for each of the directors and executive officers is c/o MetLife, Inc. Each person listed below is a citizen of the United States. DIRECTORS Name And Business Address Principal Occupation or Employment - ------------------------- ---------------------------------- Curtis H. Barnette Of Counsel, Skadden, Arps, Slate, Meagher & Flom LLP Skadden, Arps, Slate, Meagher & Flom LLP (law firm) 1440 New York Avenue, N.W. Washington, D.C. 20005-2111 Robert H. Benmosche Chairman of the Board and Chief Executive Officer, MLINC and MetLife Burton A. Dole, Jr. Retired Partner and Chief Executive Officer, Medsouth Therapies, LLC (rehabilitative health care) Cheryl W. Grise President, Utility Group for Northeast Utilities P.O. Box 270 (public utility holding company) Hartford, Connecticut 06141-0270 James R. Houghton Chairman and Chief Executive Officer, Corning Incorporated* Corning Incorporated (telecommunications technology) One Riverfront Plaza MP HQ E2-6 Corning, New York 14831 Harry P. Kamen Retired Chairman of the Board and Chief Executive Officer, MetLife Helene L. Kaplan Of Counsel, Skadden, Arps, Slate, Skadden, Arps, Slate, Meagher & Flom LLP Meagher & Flom LLP Four Times Square, 44th Floor (law firm) New York, New York 10036 John M. Keane Retired General, Vice Chief of Staff and Chief Operating Officer, U.S. Army - ------------ * Mr. Houghton has announced that he will relinquish the position of Chief Executive Officer on April 28, 2005.
Page 10 of 14 Name And Business Address Principal Occupation or Employment - ------------------------- ---------------------------------- James M. Kilts Chairman and Chief Executive Officer, The Gillette Company Gillette Company Prudential Tower Building - 48th Floor Boston, Massachusetts 02199 Charles M. Leighton Executive Director, U.S. Sailing P.O. Box 1260 15 Maritime Drive Portsmouth, Rhode Island 02871 Sylvia M. Matthews Chief Operating Officer and Executive Director of The Bill and Melinda Gates the Bill and Melinda Gates Foundation Foundation 1551 Eastlake Avenue East Seattle, Washington 98102 Hugh B. Price Senior Advisor to DLA Piper Rudnick Gray DLA Piper Rudnick Gray Cary US LLP Cary US LLP 1251 Avenue of the Americas (law firm) New York, New York 10020-1104 Kenton J. Sicchitano Retired Global Managing Partner, PricewaterhouseCoopers LLP (assurance, tax and advisory services) William C. Steere, Jr. Retired Chairman of the Board and Chief Executive Pfizer Inc. Officer, Pfizer Inc. 235 East 42nd Street, 22nd Floor (pharmaceutical company) New York, New York 10017
Page 11 of 14 EXECUTIVE OFFICERS (WHO ARE NOT DIRECTORS) Name Principal Occupation or Employment - ----- ---------------------------------- C. Robert Henrikson President and Chief Operating Officer, MLINC and MetLife Leland C. Launer, Jr. President, Institutional Business and Chief Investment Officer, MLINC and MetLife*; Chairman of the Board, RGA James L. Lipscomb Executive Vice President and General Counsel, MLINC and MetLife Catherine A. Rein Senior Executive Vice President and Chief Administrative Officer, MLINC and MetLife William J. Toppeta President, International, MLINC and MetLife Lisa M. Weber President, Individual Business, MLINC and MetLife William J. Wheeler Executive Vice President and Chief Financial Officer, MLINC and MetLife - ----------- * As of April 26, 2005, Steven A. Kandarian will serve as Chief Investment Officer, MLINC and MetLife. GenAm Financial is a holding company. The principal business address of GenAm Financial is One MetLife Plaza, 27-01 Queens Plaza North, Long Island City, New York 11101. GenAm Financial is a limited liability company with MetLife serving as its Manager. The directors and executive officers of MetLife are listed above.
Page 12 of 14 Set forth below is the name and present principal occupation or employment of each director and executive officer of GenAm Life. GenAm Life is an insurance company. The principal business address of GenAm Life is 13045 Tesson Ferry Road, St. Louis, Missouri 63128. Unless otherwise noted, the business address for each of the directors and executive officers is c/o MetLife, Inc. Each person listed below is a citizen of the United States. Name And Business Address Principal Occupation or Employment - ------------------------- ---------------------------------- Michael K. Farrell Senior Vice President, MLINC and MetLife; 10 Park Avenue Director, GenAm Life Morristown, New Jersey 07962 James L. Lipscomb Executive Vice President and General Counsel, MLINC and MetLife; Director, GenAm Life Hugh C. McHaffie Senior Vice President, MLINC and MetLife; 501 Boylston Street Director, GenAm Life Boston, Massachusetts 02116 Catherine A. Rein Senior Executive Vice President and Chief Administrative Officer, MLINC and MetLife; Director, GenAm Life Stanley J. Talbi Senior Vice President, MLINC and MetLife; Director, GenAm Life Lisa M. Weber President, Individual Business, MLINC and MetLife; Chairman of the Board, President, Chief Executive Officer and Director, GenAm Life; Director, RGA William J. Wheeler Executive Vice President and Chief Financial Officer, MLINC and MetLife; Director, GenAm Life Anthony J. Williamson Senior Vice President and Treasurer, MLINC, MetLife and GenAm Life; Director, GenAm Life A. Greig Woodring President and Chief Executive Officer, Director, 1370 Timberlake Manor Parkway RGA; Executive Vice President, GenAm Life Chesterfield, Missouri 63017
Page 13 of 14 Name And Business Address Principal Occupation or Employment - ------------------------- ---------------------------------- Joseph J. Prochaska, Jr. Senior Vice President and Chief Accounting Officer, MLINC, MetLife and GenAm Life James P. Bossert Vice President, MLINC and MetLife; Chief 10 Park Avenue Financial Officer, MetLife Investors; Vice Morristown, New Jersey 07962 President and Chief Financial Officer, GenAm Life
Page 14 of 14 EXHIBIT 9 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(l) of Regulation 13D-G of the Securities Exchange Act of 1934, the persons or entities below agree to the joint filing on behalf of each of them of the Statement on Schedule 13D (including any and all amendments thereto) with respect to the Common Stock of Reinsurance Group of America, Incorporated, and agree that such statement is, and any amendments thereto filed by any of them will be, filed on behalf of each of them, and further agree that this Joint Filing Agreement be included as an Exhibit to such joint filings. In evidence thereof the undersigned hereby execute this Agreement this 25th day of April, 2005. METLIFE, INC. By: /s/ Anthony J. Williamson ------------------------------------------- Name: Anthony J. Williamson Title: Senior Vice-President and Treasurer METROPOLITAN LIFE INSURANCE COMPANY By: /s/ Anthony J. Williamson ------------------------------------------- Name: Anthony J. Williamson Title: Senior Vice-President and Treasurer GENAMERICA FINANCIAL, LLC By: Metropolitan Life Insurance Company, its Manager By: /s/ Anthony J. Williamson ------------------------------------------- Name: Anthony J. Williamson Title: Senior Vice-President and Treasurer GENERAL AMERICAN LIFE INSURANCE COMPANY By: /s/ Anthony J. Williamson ------------------------------------------ Name: Anthony J. Williamson Title: Senior Vice-President and Treasurer